*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,sans-serif;color:#1a202c;line-height:1.6;background:#f7fafc}.site-header{background:#1a365d;padding:.9rem 1.5rem}.header-inner{max-width:980px;margin:0 auto;display:flex;align-items:center;gap:1.5rem}.logo{color:#fff;font-weight:700;font-size:1.15rem;text-decoration:none;white-space:nowrap}.nav-toggle{display:none;margin-left:auto;background:none;border:0;padding:.4rem;cursor:pointer;flex-direction:column;gap:5px}.nav-toggle-bar{display:block;width:24px;height:2px;background:#fff;border-radius:2px;transition:transform .2s,opacity .2s}.nav-toggle[aria-expanded=true] .nav-toggle-bar:nth-child(1){transform:translateY(7px) rotate(45deg)}.nav-toggle[aria-expanded=true] .nav-toggle-bar:nth-child(2){opacity:0}.nav-toggle[aria-expanded=true] .nav-toggle-bar:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.site-nav{display:flex;align-items:center;gap:1.25rem;margin-left:auto}.site-nav .nav-link,.site-nav summary{color:#e2e8f0;text-decoration:none;font-size:.95rem;font-weight:600;cursor:pointer;list-style:none}.site-nav .nav-link:hover,.site-nav summary:hover{color:#fff}.site-nav .nav-link[aria-current=page]{color:#fff;text-decoration:underline}.dropdown{position:relative}.dropdown summary{display:flex;align-items:center;gap:.3rem}.dropdown summary::-webkit-details-marker{display:none}.dropdown summary:after{content:"▾";font-size:.75em;display:inline-block;transition:transform .2s}.dropdown[open] summary:after{transform:rotate(180deg)}.dropdown ul{position:absolute;left:0;top:calc(100% + .5rem);background:#fff;border:1px solid #cbd5e0;border-radius:8px;box-shadow:0 8px 24px #0000001f;list-style:none;margin:0;padding:.4rem 0;min-width:240px;z-index:20}.dropdown ul a{display:block;padding:.45rem 1rem;color:#1a202c;text-decoration:none;font-size:.92rem;white-space:nowrap}.dropdown ul a:hover{background:#ebf8ff;color:#2b6cb0}.dropdown ul a[aria-current=page]{color:#2b6cb0;font-weight:700;background:#ebf8ff}@media(max-width:720px){.nav-toggle{display:flex}.site-nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:0;background:#1a365d;padding:.5rem 0 1rem;box-shadow:0 8px 24px #00000040;z-index:30}.site-header{position:relative}.site-nav.open{display:flex}.site-nav .nav-link,.site-nav summary{padding:.75rem 1.5rem;font-size:1rem}.dropdown{position:static}.dropdown ul{position:static;box-shadow:none;border:0;border-radius:0;background:#15294a;min-width:0;padding:0}.dropdown ul a{color:#cbd5e0;padding:.6rem 2.5rem;white-space:normal}.dropdown ul a:hover{background:#1f3a63;color:#fff}.dropdown ul a[aria-current=page]{color:#fff;background:#1f3a63}}.footer-links{max-width:980px;margin:0 auto 1.25rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.5rem;text-align:left}.footer-links h3{font-size:.9rem;margin:0 0 .5rem;color:#2d3748}.footer-links ul{list-style:none;margin:0;padding:0}.footer-links li{margin-bottom:.35rem}.footer-links a{color:#4a5568;text-decoration:none}.footer-links a:hover{color:#2b6cb0;text-decoration:underline}main{max-width:760px;margin:0 auto;padding:2rem 1.25rem 4rem}.site-footer{border-top:1px solid #e2e8f0;padding:1.25rem 1.5rem 2rem;font-size:.85rem;color:#4a5568;text-align:center}.disclaimer{font-size:.78rem;color:#718096}fieldset{border:1px solid #cbd5e0;border-radius:8px;background:#fff;margin:0 0 1.25rem;padding:1rem 1.25rem 1.25rem}legend{font-weight:700;padding:0 .5rem}.field{margin-bottom:.85rem}.field label,.group-label{display:block;font-size:.9rem;font-weight:600;margin-bottom:.25rem}.field input[type=text],.field input[type=date],.field input[type=number],.field textarea{width:100%;padding:.55rem .7rem;border:1px solid #cbd5e0;border-radius:6px;font-size:1rem;font-family:inherit}form.calculator{border:1px solid #cbd5e0;border-radius:8px;background:#fff;padding:1.25rem;margin:1.25rem 0}.calc-result{margin-top:1rem;padding:1.25rem 1.5rem;background:#ebf8ff;border:1px solid #90cdf4;border-radius:8px;font-size:1.05rem}.calc-result p{margin:.6rem 0 0;font-size:.85rem;color:#2c5282}.calc-result--error{background:#fff5f5;border-color:#fc8181}.calc-result--error strong{color:#c53030}.calc-amount{display:flex;align-items:baseline;justify-content:space-between;gap:1rem;padding:.35rem 0}.calc-amount-label{font-size:.95rem;color:#2c5282}.calc-amount-value{font-size:1.7rem;color:#1a365d;line-height:1.2}.calc-amount--secondary{border-top:1px dashed #90cdf4;margin-top:.35rem;padding-top:.6rem}.calc-amount--secondary .calc-amount-value{font-size:1.25rem;color:#2b6cb0}.field .hint{display:block;margin-top:.25rem;font-size:.8rem;color:#718096;font-weight:400}.field select{width:100%;padding:.55rem .7rem;border:1px solid #cbd5e0;border-radius:6px;font-size:1rem;font-family:inherit;background:#fff}.notice-unverified{background:#fffaf0;border:1px solid #f6ad55;border-radius:8px;padding:.75rem 1rem;font-size:.9rem;color:#7b341e}article.content blockquote{border-left:4px solid #cbd5e0;margin:1rem 0;padding:.5rem 1rem;background:#fff;color:#4a5568;font-size:.92rem}.check{display:flex;gap:.5rem;align-items:flex-start;font-size:.95rem;margin-bottom:.4rem;font-weight:400!important}button.generate{background:#2b6cb0;color:#fff;border:0;border-radius:8px;font-size:1.05rem;font-weight:700;padding:.85rem 2rem;cursor:pointer;position:sticky;bottom:12px;width:100%;box-shadow:0 4px 16px #2b6cb059}button.generate:hover{background:#2c5282}button.generate:disabled{background:#a0aec0;cursor:wait;box-shadow:none}.form-errors{background:#fff5f5;border:1px solid #fc8181;border-radius:8px;padding:.75rem 1rem;margin-bottom:1.25rem;color:#c53030;font-size:.9rem;font-weight:600}.field-error{display:block;margin-top:.25rem;font-size:.8rem;color:#c53030}.field--invalid input,.field--invalid textarea,.field--invalid select{border-color:#fc8181;background:snow}.hero-cta{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.5rem 0 2rem}.btn{display:inline-block;padding:.8rem 1.5rem;border-radius:8px;font-weight:700;text-decoration:none;font-size:1.02rem}.btn-primary{background:#2b6cb0;color:#fff}.btn-primary:hover{background:#2c5282}.btn-secondary{background:#fff;color:#2b6cb0;border:1px solid #2b6cb0}.btn-secondary:hover{background:#ebf8ff}.trust-line{display:flex;flex-direction:column;gap:.35rem;background:#f0fff4;border:1px solid #9ae6b4;border-radius:8px;padding:.7rem 1rem;font-size:.85rem;color:#276749;margin:0 0 1.5rem}.trust-updated{font-weight:600}.trust-advice{color:#2f855a}.trust-region{color:#2f855a;font-style:italic}.reviewed-line{font-size:.82rem;color:#718096;margin:-.5rem 0 1rem}.privacy{font-size:.85rem;color:#2f855a;margin-top:.75rem}.tool-card{display:block;background:#fff;border:1px solid #cbd5e0;border-radius:8px;padding:1rem 1.25rem;margin-bottom:1rem;text-decoration:none;color:inherit}.tool-card:hover{border-color:#2b6cb0}.tool-card h2{margin:0 0 .3rem;font-size:1.1rem;color:#2b6cb0}.tool-card p{margin:0;font-size:.9rem;color:#4a5568}